Consorcio HogarB de CV (MEX:HOGAR B) Altman Z-Score: -0.17 (As of Jun. 27, 2026)


What is Consorcio HogarB de CV Altman Z-Score?

Consorcio HogarB de CV MEX:HOGAR B Altman Z-Score is -0.17 as of Jun. 27, 2026.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Consorcio HogarB de CV has a Altman Z-Score of -0.17, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Consorcio HogarB de CV's Altman Z-Score or its related term are showing as below:


Consorcio HogarB de CV  (MEX:HOGAR B) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Consorcio HogarB de CV Altman Z-Score Related Terms


Consorcio HogarB de CV Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Consorcio HogarB de CV's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Consorcio HogarB de CV Altman Z-Score Chart

Consorcio HogarB de CV Annual Data
Trend Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.74 0.14 0.72 0.26 0.21

Consorcio HogarB de CV Quarterly Data
Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 -0.09 0.21 0.03 -0.14

MEX:HOGAR B vs NWHM, NOBH, HOV: Altman Z-Score Comparison

For the Residential Construction subindustry, Consorcio HogarB de CV's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Consorcio HogarB de CV Altman Z-Score vs Homebuilding & Construction Industry

For the Homebuilding & Construction industry and Consumer Cyclical sector, Consorcio HogarB de CV's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Consorcio HogarB de CV's Altman Z-Score falls into.



Consorcio HogarB de CV Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Consorcio HogarB de CV's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*-0.1665+1.4*-0.3479+3.3*-0.0806+0.6*1.0277+1.0*0.1689
=-0.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Jun. 2016:
Total Assets was MXN2,908.9 Mil.
Total Current Assets was MXN1,073.9 Mil.
Total Current Liabilities was MXN1,558.2 Mil.
Retained Earnings was MXN-1,011.9 Mil.
Pre-Tax Income was -45.348 + -49.564 + -130.324 + -66.269 = MXN-291.5 Mil.
Interest Expense was -14.4 + -12.671 + -9.203 + -20.891 = MXN-57.2 Mil.
Revenue was 133.66 + 139.743 + 135.246 + 82.569 = MXN491.2 Mil.
Market Cap (Today) was MXN1,640.5 Mil.
Total Liabilities was MXN1,596.4 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(1073.909 - 1558.239)/2908.912
=-0.1665

X2=Retained Earnings/Total Assets
=-1011.941/2908.912
=-0.3479

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-291.505 - -57.165)/2908.912
=-0.0806

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=1640.543/1596.389
=1.0277

X5=Revenue/Total Assets
=491.218/2908.912
=0.1689

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Consorcio HogarB de CV has a Altman Z-Score of -0.17 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of -0.17 mean?
Consorcio HogarB de CV (MEX:HOGAR B) has a Altman Z-Score of -0.17 as of Jun. 27, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Consorcio HogarB de CV and its competitors.
Is Consorcio HogarB de CV's Altman Z-Score too high?
Consorcio HogarB de CV's current Altman Z-Score is -0.17.
How does Consorcio HogarB de CV's Altman Z-Score compare to NWHM and NOBH?
Consorcio HogarB de CV's Altman Z-Score of -0.17 can be compared against companies in the Homebuilding & Construction industry. The industry median Altman Z-Score is 2.29. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Homebuilding & Construction company?
The median Altman Z-Score among Homebuilding & Construction companies is 2.29, based on 89 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Consorcio HogarB de CV and its competitors. For the Homebuilding & Construction industry, the median Altman Z-Score is 2.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Consorcio HogarB de CV's current Altman Z-Score is -0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Consorcio HogarB de CV stock overvalued right now?
Consorcio HogarB de CV (MEX:HOGAR B) has a current Altman Z-Score of -0.17. The current Altman Z-Score is -0.17. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Consorcio HogarB de CV (MEX:HOGAR B), the current Altman Z-Score is -0.17 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Consorcio HogarB de CV Business Description

Address Avenida Vallarta 3155, Colonia Vallarta Poniente, Guadalajara, JAL, MEX
Consorcio Hogar SAB de CV is engaged in construction, development and promotion of homes in Mexico mainly for medium- and low- income families.